I am currently looking to buy a car.  My car is old and has needed a lot of work over the years and so I believe it is time to get a new car.  Unfortunately I have had some credit issues in the past when I had to file bankruptcy, so my credit isn’t the greatest.  I need to know how I can obtain Auto Credit when I have bad credit.  Can I still get a loan?  Will I need a cosigner?  How will my rate be affected by my bad credit score?  Any help would be very much appreciated in obtaining an auto loan.

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