Using payday loans hasn’t ever been in my dream picture of financial stability for my family, but that dream has been seriously upended in the last three years by a variety of factors outside of my control.  I have used a payday uk service to get a loan for payday two or three times, and while it is not my first option by any stretch of the imagination, I have come to determine that it is better than bankruptcy, losing my home, or having my electricity shut off in the middle of winter.  After this storm passes, I’m sure I will have opportunities to get back on my feet financially.